:root{--navy:#102a43;--deep:#0b2134;--blue:#40bced;--ink:#17354b;--muted:#526a7b;--line:#d7e3eb;--light:#f1f6f9}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0;font:16px/1.65 Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #1683b0;outline-offset:5px}a:hover{text-decoration:underline;text-underline-offset:5px}h1,h2,h3,p{margin:0 0 20px}h1,h2,h3{line-height:1.08;letter-spacing:-.035em}p{color:var(--muted)}.wrap{width:min(1220px,88%);margin:auto}.concept{background:#e1f2fa;padding:10px 6%;display:flex;justify-content:space-between;gap:15px;font-size:13px;color:#25546e}.concept strong{font-weight:700}.header{display:flex;justify-content:space-between;align-items:center;gap:28px;padding:28px 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h3{font-size:28px}.service-panel ul{padding-left:20px;color:var(--muted)}.service-panel li{padding:4px 0}.status{font-size:12px;display:inline-block;border:1px solid #bdced9;padding:3px 9px;margin-bottom:23px;color:#446579}.section-note{font-size:13px;max-width:750px;margin-top:25px;margin-bottom:0}.process{background:var(--light)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin-top:42px}.step-number{font-size:13px;color:#207fa7;display:block;border-top:1px solid #bacdd9;padding-top:20px;margin-bottom:25px}.steps h3{font-size:22px}.steps p{font-size:16px}.group-band{background:var(--navy);padding:42px;display:grid;grid-template-columns:1fr 1.15fr;gap:75px;color:#fff}.group-band h2{font-size:33px;margin-bottom:0}.group-band .eyebrow{color:#84d3f3}.group-band p{color:#c1d3df}.group-band a{color:white}.contact{display:grid;grid-template-columns:1.2fr 1fr;gap:100px}.contact p{max-width:490px}.contact .button{margin:8px 0 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small{letter-spacing:.06em}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.partnership{border-top:1px solid var(--line)}.partner-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.partner-grid article{border-top:3px solid var(--blue);padding:25px 0 8px}.partner-tag{font-size:12px;letter-spacing:.09em;color:#19729a;display:block;margin-bottom:20px;font-weight:700}.partner-grid h3{font-size:24px}.partner-agreement{display:grid;grid-template-columns:1.3fr 1fr;gap:55px;background:var(--light);padding:36px;margin-top:24px}.partner-agreement h3{font-size:25px}.partner-agreement ul{padding-left:20px;margin-bottom:0;color:var(--muted)}.partner-agreement li{padding:5px 0}.partner-agreement strong{color:var(--ink)}.partner-agreement aside{border-left:1px solid var(--line);padding-left:30px}.partner-agreement .button{gap:15px}.partner-agreement .status{margin-bottom:15px}@media(max-width:1000px){.nav{gap:18px}.partner-agreement{gap:30px;padding:28px}}@media(max-width:720px){.partner-grid,.partner-agreement{grid-template-columns:1fr;gap:18px}.partner-grid article{padding-bottom:0}.partner-agreement aside{border-left:0;border-top:1px solid var(--line);padding:25px 0 0}.header{flex-wrap:wrap}.nav{width:100%;justify-content:space-between}.nav>a.nav-partners{display:block}.partner-agreement{padding:25px}.partner-agreement .button{font-size:14px}}
.independence{border:1px solid var(--line);border-top:0;padding:38px 42px}.independence>h3{font-size:30px}.independence>p:not(.eyebrow){max-width:850px}.independence-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:28px}.independence-grid strong{display:block;margin-bottom:10px}.independence-grid p{font-size:15px;margin-bottom:0}@media(max-width:720px){.independence{padding:28px}.independence>h3{font-size:26px}.independence-grid{grid-template-columns:1fr;gap:24px}}

#privacy{padding-bottom:32px}#privacy summary{padding:18px 0;cursor:pointer;font-weight:700}#privacy p{max-width:850px;margin-top:18px}#privacy a{text-decoration:underline}